There was an error in the normal closing of Guangfa Credit Card

First, the card status was abnormal, such as degaussing the card and locking the password too many times, which suggested that the landlord call his home service hotline to confirm

Second, there was nothing wrong with the card, and the POS signal was not good, and the transaction failed if it was not connected to the network.

third, if the landlord holds an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if the cashier still operates the transaction by swiping the card instead of inserting the card, it will also be unusable.

fourth, the landlord's card does not support transactions, such as the card with VISA single logo /JCB single logo, which does not support UnionPay transactions and does not support some online transactions.

How can Guangfa Credit Card cancel POS card swiping?

how does guangfa credit card lift the restriction on swiping cards from POS machines?

Call the customer service of Guangfa Credit Card to find out why the credit card is restricted, and then ask the customer service to help lift the restricted problem. This situation can't be lifted, and it's basically related to the machine. Just make an online way. This is also an old problem of Guangfa.

what bank is guangfa bank?

guangfa bank, a joint-stock commercial bank, was established on July 8, 1988, and its headquarters is located in Guangzhou, Guangdong province, China, mainly engaged in comprehensive financial services. In 26, the heavy work was completed; On April 8, 211, it was officially renamed as "Guangfa Bank", which was one of the first joint-stock commercial banks established in China. At the same time, Guangfa Bank is the first financial institution to carry out multi-channel and multi-application electronic payment strategic cooperation with China UnionPay, and its outlets are mainly distributed in Guangdong.

what does it mean to prompt "restricted business card printing" when swiping a credit card?

Credit card swiping is restricted, which means that the card is restricted during the transaction. Usually, when the card is subject to wind control, freezing, card sealing, loss reporting, etc., there will be a prompt that the transaction is restricted. When users use a credit card, they should call the customer service hotline of the issuing bank directly and ask the manual customer service to check the status of the card. If the card is restricted due to the risk of transaction, the restriction may be lifted by replacing the POS machine to swipe the card. As for the restriction of swiping the card caused by other reasons, it will take some time to solve it.

what causes credit cards to be restricted?

1. The card status is abnormal, for example, the card has been demagnetized, and the password has been locked due to too many wrong entries, so it is recommended to call the banking service hotline for confirmation;

2. There is no problem with the card. The signal of the POS machine is not good, and the transaction will fail if it is not connected to the network;

3. If you hold an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if the cashier still operates the transaction by swiping the card instead of inserting the card, it will also be unusable;

4. the card does not support transactions. for example, the card with visa single logo /jcb single logo does not support unionpay transactions or some online transactions.

What should I do if I can't use the newly-established CGB chip credit card? It is suggested that the newly-established CGB chip credit card can be used normally in other ATMs without this AID. The POS card transaction report does not have this AID parameter, which is generally caused by an error in reading the chip of the credit card by POS.

just use other POS machines with the latest system to trade.

The POS system has not been upgraded to the latest system, and single-chip bank cards are not supported.

after upgrading to the standard version of POS, the screen prompts: No such AID or no application is being processed, use operator to sign in, enter the 8- Other menu, download the EMV public key and EMV parameters, sign in again after downloading, and then insert the card for transaction.

What do you mean that Guangfa Credit Card does not support downgrade transactions?

Guangfa Credit Card does not support downgrade transactions. Yes, this transaction does not support reading magnetic stripes for trading.

1. A card with both an IC chip and a magnetic stripe is called a composite card.

2. A chip card does not use a chip, but uses a magnetic stripe to conduct transactions, which is called a downgrade transaction.

3. You are prompted that the transaction cannot be downgraded, indicating that the transaction can only be completed with IC chips, and the magnetic stripe cannot be read.

degraded transaction is accompanied by the appearance of chip magnetic stripe composite card, and it takes a process to update the acceptance equipment. The composite card that can be used for safer chip transaction originally, but because the acceptance terminal such as POS machine does not support chip card transaction or the chip may be damaged and not read, the financial transaction is allowed to be completed with magnetic stripe, which is the process of degraded transaction.

Extended information

Domestic credit card users are more accustomed to using the combination of signature and password to swipe their cards, so they must develop good credit card habits when swiping their cards. Don't set the password too simply, and protect your credit card information. Once you find any abnormality, you should change the password in time, or contact the bank to report the loss to avoid causing greater losses.

There are three pieces of information on the card face of a credit card that must be protected, namely, expiration date and CVV code. These three pieces of information are related to the security of your credit card, especially the CVV code, which is as important as the password. If someone knows the above three information of your credit card, they can steal your credit card even if they don't have a card.

the four dates that you should always pay attention to after credit card processing are: trading day, bank billing date, billing date and repayment date. Pay attention to these four dates.

1. trading day: the date of credit card, consumption and cash withdrawal.

2. Bank bookkeeping date: every transaction is recorded in the account, but due to special conditions in consumption abroad, the information transmission will be a little slow, with a time difference of several days.

3. billing date: the general ledger of credit card consumption and records every month.

4. repayment date: the date of repayment.