The temporary credit card limit is available on the expiration date. For example, if the user's credit card temporary limit is valid until March 19, then the temporary limit can still be used on March 19 and expires on March 19. At this time, the temporary quota will be used and the application must be resubmitted.

In addition, the temporary credit card limit is cancelled at 24 o'clock on the evening of the expiration date, so it can be used before 24 o'clock on the expiration date.

I. The meaning of temporary quota

Temporary credit line, as its name implies, refers to the credit line temporarily adjusted by the bank to credit card holders. Generally speaking, temporary credit lines are all increased.

Second, the basic introduction of the temporary credit card limit

Generally speaking, the credit limit is comprehensively evaluated according to the information filled in by the individual when applying for a credit card and the relevant supporting documents provided, and the main card and the auxiliary card share the same credit limit. When the cardholder needs to use a higher credit line in a certain period of time because of traveling abroad, decorating a new house, getting married, and children studying abroad. Banks can provide services to increase temporary credit lines.

Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.

Temporary restrictions should be used skillfully. Most banks can't choose installment repayment or minimum repayment amount when repaying credit cards within the temporary limit, so if they don't repay in full within the time limit, they will be charged the maximum 5% overrun fee, which will even affect their credit history.

The temporary credit line of a credit card has a valid period, which is generally 1 month, and it cannot be used after the valid period.

Temporary line is provided by the bank to meet the temporary consumption needs of customers. Generally, the temporary line is between 10% and 50% of the fixed line. How many temporary lines you can get depends on your qualifications. The better the qualification, the more you get.

The method of applying for temporary credit line is relatively simple. When necessary, you can call the customer service number printed on the credit card, and then you can apply for a temporary credit line.