2. After the implementation of provincial management in 212, Hebei Bank made full use of the extensive platform provided by the provincial party committee and government, focusing on the work deployment of the provincial party committee and government. Hebei Bank has invested in a comprehensive business system with high starting point, complete functions, advanced technology, safety and reliability to ensure the smooth flow of funds. Formed a series of credit card products such as Alliance Card, Food Fashion Card, Ruyi Credit Card and Hong Kong Travel Credit Card. With the continuous improvement of the application level of science and technology, mobile banking, new online banking and other high-tech service channels have been opened, and traditional business processes have been recreated creatively by using telecommunications networks to comprehensively improve the technical content of customer financial services and further enhance their competitiveness.
interest rate refers to the ratio of the amount of interest to the amount of loan funds (principal) in a certain period. Interest rate refers to the ratio of the interest amount due in each period to the par value in the amount borrowed, deposited or borrowed (called the total principal). The total interest of the lent or borrowed amount depends on the total principal amount, interest rate, compound interest frequency and the length of time of lending, deposit or borrowing. Interest rate is a kind of cost that borrowers need to pay for borrowed funds, and it is also the return that lenders get by delaying their consumption and lending to borrowers. The interest rate is usually calculated as a percentage of one-year interest and principal. Bank interest rate, also known as interest rate, indicates the ratio of interest to principal in a certain period. In most cases, it is expressed as a percentage. Formula: interest rate = interest/principal *1%. Monthly interest rate: the interest calculated on a monthly basis. Annual interest rate: the interest calculated with the year as the interest-bearing period. The calculation formula of annual interest rate and annual interest rate: monthly interest rate = annual interest rate /12, annual interest rate = monthly interest rate *1. For example, the annual interest rate is 7.5%, which translates into a monthly interest rate of 7.5%/12=5.875%.