Many people want a large number of credit cards. As a result, the higher the amount, the better they can meet their consumption needs. However, large cards are not easy. In addition to meeting the basic card conditions, they generally have strong financial strength. , but if the amount of the card is not high, as long as you master the following 4 price increase techniques, you can slowly develop a large card. Next, the editor of Jintou will introduce how to handle large credit cards

1. Grasp the amount of the card

Credit cards do not mean that the amount can be increased by printing frequently, but the use of the amount must be controlled. The amount of printed cards must be more than 70% of the total within at least six months, and the bank can know the amount required by the cardholder .In addition, it is best to print cards every month. The number of times to print cards is about 15 times. The amount of printed cards every month should be kept at about 30 of the total amount, more for small amounts and 2 to 3 times for large amounts.

2. Appropriate installment contribution

Installation can alleviate the pressure of repayment. The important thing is that you can share the handling fee with the bank. However, frequent installments are not recommended. Just make 2 to 3 installments every six months. The number of installments is enough. It is best to make 6 installments, and the installment amount must also be grasped. Do not pay in installments for purchases of hundreds of yuan, at least 5,000 yuan or more

3. Use the temporary amount to graduate

There are limits for different levels of credit cards For example, the maximum limit of a gold card is 50,000 yuan. If the cardholder's limit is limited, see if the temporary limit can be increased. If the temporary limit can be increased, increase it immediately. Especially if the validity period of the credit card is coming soon, transfer the card. There is a high probability that the temporary limit will become a fixed limit after graduation.

4. Seize the opportunity of price increase

If you have just made a large amount of consumption and the amount accounts for more than 80% of the total, it is recommended to buy it immediately Call the bank to apply for a price increase, and if you are lucky, it may be submitted, or you can make an installment payment after the bill comes out, and the price may increase immediately after the installment payment.