Hello, credit cards all have annual fees! And the amount of the annual fee will increase according to the level of the card. Regular cards are the lowest, Diamond cards are the highest! However, for regular ordinary cards and gold cards, domestic banks allow users to offset the annual fee after making a certain number of purchases within a year, thereby encouraging everyone to apply for and use the card.
No annual fee for 5 purchases. As the name suggests, after you open the card and make 5 purchases (including the fifth time) within a year, you can waive the annual fee for that year. The "consumption" mentioned here includes in addition to the most common POS machine swiping card consumption, it also includes online banking shopping (such as Taobao, Paipai, Dangdang, etc.), mobile phone recharge at automatic terminals, bus card recharge, and buying a house or a car. POS machine swiping cards and many other forms. All the above consumption types can be included in this "5 times" range.
For credit cards, there are no handling fees for the various formal purchases mentioned above! Generally speaking, handling fees will only be incurred when handling installments, cash withdrawals, and overdue accounts.
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