Seller center? Where is Alipay? Have applied for a loan.
Taobao Loan in yet we called and urged a thousand times before she started toward us has finally been launched, which is another breakthrough after Yu 'ebao, and also a heavy blow to bank monopoly industries and illegal usury. There is no need for complicated application procedures and high interest. Digital Jun teaches you how to apply for Taobao loan!
To meet the conditions of 1, you must be the seller of Taobao first. Sellers can be divided into five types: Taobao Credit Loan, Tmall Credit Loan, Juhua Loan, Taobao Order Loan and Tmall Order Loan. Generally, when we open a small shop in Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". Digital Jun mainly talks about "Taobao Credit Loan", and the methods and steps are similar.
? Step Read the application step 1 If you are a seller, click "Seller Center" and click "Taobao Loan". Or after you log in to the seller center, you can also click on the "loan amount" below to successfully enter the Taobao loan page.
? In the second step, you will see that there are two ways, one is order loan and the other is credit loan. Choose according to your own situation. Digital Jun clicked on "credit loan" here, because my shop has no orders and does not meet the loan conditions.
? Step 3: You can see all the loan methods and interest details on the left. Each method has its own conditions, and you can apply for a loan only if you meet them.
? Step 4 If you don't know the way you need a loan, you can click on "Quick Recommendation", enter your requirements and query the results.
? Step-by-step 5 Digital Jun can only apply for the "loan-and-return" method, and can only borrow 1 0,000 yuan. Providing information about the operation and reputation of your store can increase this quota.
? Step 6 When we apply for a loan of 1000 yuan, we need to upgrade and complete our Alipay authentication information by opening Alipay, logging into your Alipay account and clicking "Account Settings"-Upgrade.
? Step 7: Re-upload the photo of the ID card, fill in the information on the ID card and submit it. Alipay will tell you the audit results within 2 days, just wait patiently. After passing, apply according to the previous 5 steps.
? The eighth step is the interest calculation method of various loan methods. For example, if Digital Jun chooses the repayment method 1000 yuan for 30 days, the required interest is "1000 (loan amount) *0.0006 (interest rate) *30 (days) = 18 yuan (interest payable).
? Steps Read how END repays 1 Click "Loan Management" to view your own loan records, repayment records and other related information in real time.
? Step 2: If you have money and want to prepay, click "Prepayment", enter the repayment principal and confirm. Prepayment can be exempted from handling fees.
? Steps Read END Personal Management 1 You can choose automatic loan, bind your own bank card and credit card, and improve your basic information (that is, the borrower's information).
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