The final repayment date of CCB credit card is the 20th day after the bill date. Your credit card bill date is 7 days (fixed), which means

The bill 12.7 is generated, and the transactions during the period of1.8-12.7 are recorded. The final repayment date is the 20th day after12.7, that is, 12.27.

A bill 1.7 is generated, and the transactions during the period of 12.8- 1.7 are recorded. The final repayment date is the 20th day after 1.7, that is, 1.27.

And so on.

Obviously, 12.7 has the shortest interest-free period of 20 days on the billing date (12.7, 12.27), and 12.8 has the longest interest-free period of 50 days on the first day after the billing date (12.8,/. It should be noted that credit card consumption has an interest-free period, while cash withdrawal has no interest-free period.

Question 2: Calculation time of free annual fee.

Look at the expiration date of your credit card. If the validity period of the front of the card is 05/ 16, it means that it will be valid until May of 16, that is, from May of each year to May of the following year, with no annual fee for three times.