I just opened a credit card of Guangfa Bank, and the staff suggested that I open a "transaction security guard". Has anyone opened this?
I opened this card specially after I applied for Guangfa Credit Card. "Transaction Security Guard" is equivalent to a burglary insurance. Once my credit card is stolen, GDB will pay me as long as it is not my personal fault. After opening this, it is more reassuring to swipe your card. I think you can also consider opening this.