Nowadays, the consumption habits of many young people are very different from those in the past. More and more friends are beginning to "spend tomorrow's money to realize today's dreams." Consumer overdraft products such as credit cards and Huabei are deeply loved by them. I believe that many of you here have more than one credit card, but with too many cards, some unexpected situations will inevitably happen, such as accidentally losing your credit card. At this time, we have to apply to the bank to report the loss. . So what are the ways to reissue a credit card if it is reported lost? How long does it take to reissue? Let’s find out together through this article today!
How to reissue a credit card after a loss is reported:
Report the loss by phone: Call the customer service hotline of the card issuer proactively, transfer to manual customer service and then request them to report the loss and reissue the card. However, it should be noted that the phone loss report is only temporary. We still need to go to the business outlet near the card issuing bank within 72 hours to officially hang up. Otherwise, your 24-hour loss report will be automatically canceled.
Report loss at an outlet: The cardholder writes down his or her ID card and other supporting documents and goes to a nearby bank outlet to report the loss at the counter. The specific operation method is very simple. After queuing up to get the number, wait for the bank's voice broadcast to proceed. It will take effect immediately after confirming that the loss report is correct.
As for the reissue time after a credit card is reported as lost, it usually takes about 15 days. During this period, if the user still owes the credit card, he still has to pay it back on time. The repayment methods include online banking, bank counter, and third-party credit card payment. Third-party payment platforms, etc., you can return it to the new card after the new card is activated. If you are in a hurry to use your credit card, you can also request expedited mailing from the credit card center of the issuing bank. Generally, you can get your new card in 2-3 days.
In short, when you find that your credit card is lost, remember to contact customer service by phone to report the loss, and then take the information to the bank counter to report the loss and apply for a new card. Let me remind you again that banks will not give cardholders the privilege of deferring repayment during the period when the card is reported as lost. Cardholders must pay off their debts through the above methods.