Recently, the credit card of HSBC has become a hot topic. Many applicants ask Xiaocai about the credit card of HSBC, and want to know whether the credit card amount of HSBC is high or not, what is the normal credit card amount and so on. Then, below, Xiaocai will talk about the credit card amount of HSBC for the big guys.

Is the credit card amount of HSBC high?

First of all, the credit card amount depends on a number of conveniences, including several points:

1. The applicant's own qualifications: the applicant has a stable job, high income, good property status and good credit history, so the credit card amount he can apply for will be relatively high; On the other hand, if the applicant's job is unstable, or his income is low, and he can't provide sufficient proof of property, then his comprehensive score will be low, and the amount of credit card he can apply for will be low accordingly.

2. issuing bank: different banks can give different credit card general lines. some banks give higher credit lines, while others give lower credit lines. Minsheng bank is a bank with generally higher credit lines.

3. Card types: credit card types are different, grades are different, and the corresponding credit limit is also different. The higher the card grade, the higher the initial limit that can be issued. Normally, the initial limit of Platinum card is higher than that of Jinpu card.

So, is the credit card amount of HSBC high?

The initial limit of the HSBC Credit Card Jinpu Card is normally -5, yuan, with a ceiling of 5, yuan, which varies according to the qualifications of the applicants.

The initial amount of the HSBC Platinum Card is normally 2,-5, yuan, or even higher. The higher the applicant's qualifications and qualifications, the higher the initial amount applied for.

don't apply blindly just because the initial amount of the platinum card is high. Generally speaking, the annual fee of the platinum card is relatively high, ranging from several hundred yuan to tens of thousands of yuan, and you can't swipe your card without the annual fee. This needs to attract the attention of everyone.

is it easy to apply for a credit card from HSBC?

it's relatively easy to apply for HSBC credit cards, especially through online channels. You don't need mortgage, guarantee, etc., you can directly enter the information online, and the application information will be directly sent to the bank credit card center, which will review and issue it online, and the application process will be very easy. If you want to apply for HSBC credit card, you must first meet the basic card requirements of HSBC.