For black accounts who want to apply for a credit card, China CITIC Bank and China Everbright Bank are both relatively friendly choices. The process at CITIC Bank is relatively simple. You only need to provide your ID card, fill out the application form online, and wait for the SMS or phone call to notify you to the designated branch for review. China Everbright Bank can fill out the application through its official website, and the results will usually be known within half a month, and the applicant will be notified via text message.

However, applying for a credit card also requires some strategies for hackers. First of all, if you have a bad credit card record, you need to pay off the debt in time to avoid card cancellation, maintain a credit card usage record for at least two years, and improve your credit status with good consumption and repayment habits. Secondly, even if you have a bad record in a certain bank, it will not affect your application at other banks. It is recommended to give priority to banks with a higher application success rate, such as CITIC Bank or China Everbright Bank mentioned earlier.

If it is difficult to apply for the main card, you can consider applying for a supplementary card. The application conditions for supplementary cards are usually relatively loose. In general, the key to applying for a credit card with a black account is to repair or demonstrate good credit behavior and choose a bank with relatively low credit requirements.

The above information comes from relevant entries in Baidu Encyclopedia. Specific applications need to be evaluated and prepared based on individual circumstances.