As long as you can swipe your bank card, you can use it. Like ordinary restaurants, clothing stores, electrical stores and so on. , you can swipe your card.

There are some restrictions on credit card swiping:

1, the credit card machine of the bank where the credit card is located can swipe the card;

2. Some people are not allowed to swipe their cards. For example, personal credit cards do not support swiping cards at wholesale merchants;

Credit card is not used to withdraw cash. Once found, legal responsibility will be investigated.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

main feature

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and++social demand.

Financial management strategy

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it's not cost-effective to use+++and use it as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card between a department store and the corresponding bank, so that they can spend points here as members and get discounts.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is placed in your own account and the interest generated is also your own.

Where can I swipe my credit card?

At present, cardholders can swipe their credit cards in shops, restaurants and other business places where POS machines are wired. In addition, online shopping can also be paid by credit card. Next, let me introduce the benefits of credit card: 1. With ordinary credit cards, there are many preferential activities, and at the same time, credit cards can be used to get points, which can be exchanged for corresponding gifts; Credit card can help you build a good reputation. As long as you pay back the money on time, good personal credit will make you feel at home in social and economic activities. When dealing with banks, they will judge your credit reputation. If your credit standing is good, people will be willing to deal with you. 3. Credit card can also play a good role in liquidity. When money is tight, you can use a credit card for turnover first, and then pay it back on time.

Credit card Xiao Bai, where can I use my credit card?

Credit cards can be used in various consumption fields, such as shopping and eating in shopping malls. , as long as it can be used anywhere, it can also be bound to third-party payment, such as Alipay and WeChat. Credit cards will also carry out preferential activities from time to time, aiming at the catering industry of some businesses and watching movies. Moreover, credit card consumption enjoys an interest-free period, as long as it is repaid in full and on time according to the bill amount on the due repayment date, it enjoys an interest-free period.

What payment platform do you use to swipe your credit card now?

Now use Alipay, Wing Pay, WeChat and various mobile banking apps to swipe credit cards.

Two types of apps can apply for credit cards. One is the credit card apps of major banks, such as the Pocket Life of China Merchants Bank, the Colorful Life of China Bank, the Mobile Card Space of China CITIC Bank, the Puda Xiben of Shanghai Pudong Development Bank, and the Pay Bill of Bank of Communications. , you can apply directly online.

The other is a credit card management app similar to Netease Money. After logging in, you can directly click on "Online Card" and apply for a credit card after submitting the materials. I don't know which credit card is suitable for me, but I will also provide some credit card application suggestions. Generally speaking, ordinary students are suitable to apply for universal cards. If you are already working, you can consider applying for a platinum card.

This concludes the introduction of where to swipe your credit card and where to swipe your credit card. I wonder if you have found the information you need?