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What are the basic conditions for applying for a credit card? What bank has the lowest requirements?
China Merchants Bank has low credit card requirements.

The most important condition is that the age reaches 18-60, and he has a stable job and income. The necessary application documents are identity certificate and a copy of work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge your credit limit.

Detailed application materials are as follows:

Appraisal: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of the military ID card;

Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified and marked by the sponsor;

Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the property ownership certificate/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. The specific amount shall be subject to the audit results.