After the bank account manager left, the loan he handled was not good, and the account manager was not responsible. Banks will take various measures to solve the problem of non-performing loans, such as transferring loans to other employees for further processing, or appropriately reducing overdue loans. If negotiation with the unit fails, you can complain to the local labor department or apply for labor arbitration. Therefore, the resigned bank loan officer is not responsible for future non-performing loans.