1. Advantages: Youyidai refers to the unsecured and unsecured RMB loan business issued by Bank of Chengdu to high-quality customers for legal consumption purposes.

2. Disadvantages: It is a special installment credit card provided by Bank of Chengdu to high-quality customers for daily consumption such as decoration, travel, weddings, medical care, etc. It is purely credit-based, with a credit validity period of 5 years and a maximum limit of 300,000.