Question 3: What is a white stripe? 1. Ant Flower Blossom is a virtual credit card just released by Taobao, which is equivalent to a credit card. You don't need to pay back on the 1th of next month this month.
2. Opening: log in to Alipay, the service window, and search for flower buds.
3. Repayment: interest will not be charged until the 1th of next month.
Question 4: What do flower buds and white stripes mean? It is similar to a credit card, which has a certain amount and can be used for payment. You don't need to use the money in your balance first, and you don't need interest when you repay it within one month. The flowers are Alipay's, and the white stripes are JD.COM's. For example, if you have 5, yuan in the balance treasure, and you sell something for 4, yuan, and you pay with the flower bud, then your balance treasure is still 5, yuan, and there will still be income within one month. After one month, Alipay will automatically repay the money, and then deduct 4, yuan from your balance treasure, leaving 1, yuan. That is to say, if you spend 4 yuan, you can pay it back in a month. You can do other things with your balance within this month without any influence. However, if your balance is insufficient and you don't repay in time, it will be a handling fee after one month.
question 5: can AliPay IOUs be used to buy anything on AliPay? Alipay IOUs can be used to buy anything on Alipay. It is equivalent to your bank credit card. It has different degrees of overdraft, and it only needs to be paid off within a certain period of time. There is still interest if it is overdue.
Question 6: What is the white stripe in JD.COM? What's the difference between the white stripe in JD.COM and the flower stripe in Alipay? JD.COM white stripe is an overdraft payment method given to users by JD.COM. You can buy things on JD.COM and pay them back in installments, which is similar to a credit card. Alipay flower garden is also the same concept, which provides overdraft service for high credit users.
the difference is that JD.COM white bars can only be used in JD.COM Mall, while Alipay flower buds can only be used in Tmall/some Taobao and some trading platforms that support Alipay.
question 7: I can help you borrow money from AliPay IOUs
question 8: which AliPay can IOUs for online shopping is a problem in itself. . .
1. Alipay belongs to Ali, and it is generally used as a payment method of Taobao or Tmall. One payment method of Taobao or Tmall is called Ant Flower Garden, which can be overdrawn, and the price should be in 6 yuan or above. The amount depends on your Alipay credit limit. You can download the latest version of Alipay APP to view it.
2. IOUs are owned by JD.COM. Simply speaking, IOUs are called IOUs, which is equivalent to paying in installments when you buy things in a physical store. The price should be in 6 yuan or above.