After applying for account cancellation, account cancellation cannot be completed immediately. After 45 days of applying for account cancellation, there is no debt or balance in the customer's account, and the bank cancels the account for the customer; If there is still debt, the bank will take the initiative to inform the customer to repay as soon as possible and complete the account cancellation;

If there is still a balance, you can go to the branch of China Bank to return the balance; When the main credit card of BOC is cancelled, all the subsidiary cards under its name will be cancelled.

China Bank Credit Card Cancellation Method:

1. Customer service hotline to cancel the card, you can directly call the customer service hotline of China Bank at 95566 or 400-669-5566, and then transfer to manual service. After proving your identity, you can apply to the customer service staff for card refund, and then the customer service staff will go through the card refund procedures.

2. To cancel a card at a bank outlet, you can go to a nearby bank outlet in China with a China bank credit card and ID card, and then go to the bank counter to find a staff member to handle the card cancellation business.

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Precautions for cancellation of credit cards in China Bank

It should be noted that many people often think that card withdrawal means account cancellation, but it is not. The bank will set up an account for you when you apply for a card, but returning the card does not mean canceling the account. However, you can cancel your account when you return the card, so you can still enjoy the discount of new customers when you apply for the card next time.

It usually takes 45 days to successfully cancel the credit card of China Bank. After 45 days, the bank will eventually cancel the credit card after verifying that there are no outstanding bills.

Bank of China-Bank Card Service Guide