The application materials are still harsh. Require the four major banks to use credit cards for more than half a year. You can only apply if you have the credit of four major banks. Credit cards of other commercial banks are not recognized. Credit cards are just a stepping stone. You can apply. In fact, the most critical qualification is the provident fund.

At present, the customers who pay the next payment are basically customers with provident fund, and there are not many cases in which customers apply for the next payment with pure credit cards. The new e-loan can be applied for up to 300,000 yuan, which can be repaid with the loan for up to three years.

Features:

1. product description: rural commercial bank is a pure credit personal consumption loan, with a maximum credit line of 300,000 yuan and a maximum credit line period of three years, during which it can be borrowed or repaid and recycled. Can only be used for personal reasonable consumption and family expenses, such as car purchase, travel, decoration and other large consumer spending needs.

2. Application conditions: good credit information, over 20 years old, providing identity authentication, work information and personal basic information, and the passing rate of provident fund is relatively high.

3. Product features: pure credit loan, no need for any mortgage or third-party guarantee, automatic approval, 7*24-hour service, revolving credit line, flexible repayment, and repayment as you borrow.