Take China Merchants Bank Credit Card as an example. After the temporary limit expires, the used temporary limit (exceeding the fixed limit) will not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. If you can't pay off, you can check whether you can apply for bill installment through customer service evaluation.

(reply time: 2065438+June 2009 12. Please refer to China Merchants Bank (official website) for the latest business changes.