How to increase the amount of Guangfa Credit Card? The amount of the credit card you just applied for is generally not high. How can cardholders increase the amount? This article introduces the price increase strategy of Guangfa Credit Card.

1. Conditions for price increase of Guangfa Credit Card

1. Permanent limit increase

The first application requires the cardholder to continuously The card has been used for more than half a year and the card status is normal. Whether the application can be successful, the bank needs to review the cardholder's card and repayment status:

1) Multi-purpose card

Credit cards can be used for daily consumption Try to print cards wherever possible to ensure that the amount of consumption is large and the types of merchants are diverse. In addition, the monthly consumption amount is also important data. It is best to keep it at about 30 of the credit limit of the credit card. The more, the better, but it is not recommended to increase the amount. Unnecessary consumption.

2) Repay on schedule

It is best to repay in full. The bank believes that you have strong repayment ability and good performance of the contract. If necessary, you can also make appropriate installments Pay or repay the minimum amount to bring benefits to the bank and protect your personal credit.

3) Card taboos

There should not be too many online transactions, and the acquisition of credit cards is also prohibited. It should not be too frequent, and there must be no illegal activities such as obtaining credit cards.

2. Temporary limit increase

It is relatively simple for Guangfa Credit Card to increase the temporary limit. If the credit card has been opened for more than 3 months, personal Just have good credit.