1. The card on the left: Bank of China All-Currency International Chip Card

Product Description

The Bank of China All-Currency International Chip Card is for outbound payments. Carefully designed credit card products for those who are in need, using the internationally accepted EMV chip standard, with financial functions such as interest-bearing deposits, revolving credit, installment payment, automatic RMB foreign exchange purchase for global transactions, etc., as well as preferential and convenient value-for-money benefits, allowing you to use one card In hand, travel around the world.

Issuance scope: Nationwide

Basic functions

The full-currency international chip card is a chip card product that complies with EMV standards. It uses a chip and magnetic stripe composite card and supports Deposits are interest-bearing and overdrafts enjoy an interest-free period. The main and additional card bills are merged and repaid in a unified manner, and additional card flow control is supported. Personal transaction SMS reminders and colorful electronic bills.

Special services

1. Travel around the world with one card without worries

■ Use a full-currency international chip card platinum card to spend at overseas duty-free shops. You can enjoy cash rebates when you spend over 200 US dollars, with a rebate rate of up to 5%. The maximum cash rebate amount per card per month is US$500. Available all year round, no reservation required.

■No matter when, where and in which currency, when you use the card to make overseas purchases or withdraw cash, the currency exchange fee for cross-border transactions is reduced or reduced, with a discount of 1.5% of the transaction amount.

■With the Platinum Card, a full-currency international chip card, you can enjoy double points for overseas consumption, and the points are permanently valid. Accumulate little by little and enjoy colorful gifts.

■No matter where you are in the world, foreign currency transactions conducted with the card can be automatically converted into RMB and credited to your account. You only need to easily return the RMB debt, eliminating the cumbersome procedures for purchasing foreign exchange. You can log in to online banking or call 4006695566 to activate the global transaction accounting service. If you want to make cross-border consumption and repayment in US dollars, it is recommended to turn off this function.

2. Five layers of security and convenience

■Adopt the internationally accepted EMV chip standard to effectively reduce the risk of counterfeiting and fraud.

■If your credit card is lost or stolen, please call 40066-95566 immediately to report the loss. After completing the loss reporting procedures, the corresponding risks and responsibilities will be borne by the bank.

■You can choose to swipe the card with "signature" or "signature + password" to make your card use more secure.

■Provide you with real-time transaction SMS reminder service to ensure that you can control your card usage at any time.

■When you make a large or abnormal transaction using your card, we will confirm it with you as soon as possible to relieve your worries.

3. More discounts for service upgrades

■Integrated borrowing and lending, use as you wish: All-currency international chip cards combine the advantages of savings cards and credit cards, allowing you to enjoy the benefits of deposits. While paying interest, you can also enjoy the convenience of overdraft consumption and interest-free repayment period.

■Convenient automatic repayment: This card has activated automatic repayment service, so there is no need to wait in line at a bank branch, and there will be considerate text message reminders after repayment.

■Airline miles and free redemption: If you are an "aviator", the All-Currency International Chip Card Gold Card provides you with services such as membership application and automatic mileage redemption for Air China, China Southern Airlines, Shenzhen Airlines and other airlines. , accumulated bit by bit to help you enjoy the fun of flying!

■A variety of bills to choose from: You can choose paper or electronic statements, as well as colorful MMS bills and Push-mail mobile phone bills. Easy financial management in the E era, all under control.

The main card can also choose to receive transaction notification text messages from the supplementary card at the same time.

■Shopping installment and financial management convenience: Bank of China launches "Easy Installment Purchase" card account installment and bill installment for you, as well as merchant installment, mail order installment, large-amount installment and other services. Manage money easily and enjoy life!

■No handling fees for cash withdrawals at local Bank of China ATMs and counters: You can set any province or municipality in the country as "your territory". In "Your Site", you do not need to pay handling fees when depositing, withdrawing, transferring funds at our bank's counters, or withdrawing cash from our bank's ATMs!

■Lifetime annual fee exemption: Those who apply for a full-currency international chip card before December 31, 2014 can enjoy unlimited annual fee exemption.

4. Bank of China services can be enjoyed around the world

■Global preferential merchants: selected hotels, restaurants, entertainment, shopping, leisure, as well as high-quality preferential merchants from Hong Kong, Macao and overseas, allowing you to go anywhere Enjoy exclusive benefits.

■Chinese services, cohesive all over the world: Bank of China has more than 900 branches in 32 overseas countries and regions. Even if you are in a foreign country, you can enjoy attentive services that are cohesive all over the world.

■Point accumulation and rich gifts: for every 1 yuan spent, 1 point can be accumulated. You can redeem a variety of gifts for free through the "Points 365" website or by calling our customer service hotline 40066-95566.

5. Platinum quality shows nobility

■Use the all-currency international chip card Platinum Card to the counter of Bank of China outlets in China to enjoy the distinguished benefits of the VIP green channel.

■Bank of China has specially set up a special customer service hotline 40066-95569 for all-currency international chip card platinum card holders, allowing you to enjoy one-to-one considerate and thoughtful dedicated hotline services.

■The All-Currency International Chip Card Platinum Card can provide a high credit limit that is more in line with your financial strength and consumption habits based on the credit information you provide, allowing you to enjoy convenient overdraft consumption services.

■Bank of China specially prepares practice and green privileges at many first-class golf clubs across the country for its distinguished all-currency international chip card platinum card holders, allowing you to enjoy your golf swing.

■Bank of China carefully selects celebrity medical institutions and provides services such as expert registration and appointment, medical guidance, and comprehensive physical examination from hundreds of tertiary hospitals across the country to comprehensively protect your health.

■Bank of China provides comprehensive high-value insurance for you when traveling to ensure your travel safety and comprehensively protect your card-using life.

■Please click here for the guide on how to use the above exclusive privileges

Warm reminder

■This card has activated automatic repayment service. You only need to provide the Bank of China in your name. For Great Wall electronic debit card, Great Wall credit card or savings passbook, you can activate the automatic repayment service by calling Bank of China's 24-hour customer service hotline or logging into Bank of China's online banking. In addition, you can also make repayments through self-service transfers through Bank of China online banking, mobile banking, telephone banking, ATM self-service machines, etc.

■The card can be used at Bank of China’s designated merchants, self-service machines and counters, and can be used at global Visa or MasterCard online merchants and overseas ATM machines. It cannot be used on the domestic UnionPay network or other bank merchants and self-service machines.

■According to the relevant regulations of the State Administration of Foreign Exchange, the card cannot be overdrafted to withdraw foreign currency cash at counters in China, and the customer's repayment, settlement and sales of foreign exchange must not exceed the foreign currency overdraft amount of the card.

■The all-currency international chip card platinum card is only issued to specially invited customers. If you have any questions, please call the platinum card hotline 40066-95569.

Card on the right: