The maximum installment amount of Guangzhou Rural Commercial Bank is 500,000 yuan, the interest rate is 2.7% per annum, and the longest term is 5 years. The repayment method is equal monthly principal and interest or one-time payment of handling fee (one month penalty for prepayment). It should be noted that funds cannot flow into industries and fields prohibited by national laws and regulations such as property market, stock market, funds and wealth management.