Ms. Tang from Chongqing said that she couldn't accept it. She worked with her husband in Beijing and got a credit card. It is estimated that she forgot to return it after swiping the money. Eleven years later, the bank did send a message to Ms. Tang. Ms. Tang thought it was a savings card, but she thought it was a scam message. Anyway, she thought it was all wrong, and finally she missed the repayment. Eleven years later, she went to the bank to get a card. Lawyer's suggestion: Both parties can negotiate to see if it can be reduced or exempted through litigation!
It's not someone else's bank that is to blame. You can only blame yourself for being careless. Can't you tell which one is a bank card and which one is a credit card when you swipe your card? I'm saying that you can't do it if you don't understand. It's only natural to owe money and pay it back. The interest is a bit high, and it will become more than 3 thousand in eleven years. I just want to know why I saved 2 yuan and didn't have any interest in eleven years. There is no need to cancel the credit card!
Nowadays, young people use credit cards. They use them this month and pay back their wages next month. In fact, this is not a good thing. It is called over-consumption. Although Ms. Tang has nothing to do with over-consumption, this incident also tells us a truth. Try not to apply for credit cards. If you don't use credit cards, you must go to the bank to cancel them. Don't mistake credit cards for bank cards. Try to cancel all those useless cards at home, leaving only one that is commonly used.
Summary:
It depends on how the bank handles this money. It is said that this matter has been handed over to the headquarters, and we can only wait for news about the follow-up results. Ms. Tang has a good credit record, has never bought a house with a loan, and has never used other credit cards. She usually leads an ordinary life, which is mediocre. In fact, the bank can give Ms. Tang a reduction or exemption according to her personal situation. If she repays at 32, yuan, to be honest, everyone will be disappointed with the bank, and people didn't mean it.