If the credit card is overdue, it will affect the normal use of Alipay flowers and loans, and the impact is still relatively large. If the credit card is overdue, it will be reported by the bank, leaving a bad record in the personal credit report. Because Alipay and Huabai are connected to the central bank's credit information system, the Alipay system will evaluate users irregularly at ordinary times, so this will be a mistake. Flower buds have a certain reaction.