If Ping An Credit Card fails to repay on time, it will charge liquidated damages and interest, which will affect the credit record. It is recommended that you repay in time. The penalty is 5% of the unpaid part of the minimum repayment amount, and the minimum RMB is charged in 2 yuan, while the interest is calculated at the rate of .5 ‰ per day for each transaction in your bill from the consumption bookkeeping date until you pay it off. If you have any questions, you can click on the link below to select the online customer service icon-credit card in the upper right corner of the homepage or follow Ping An Bank's credit card WeChat WeChat official account (paxyk95511) for consultation. /branch/mkt/bankonline/dist/onlineBankless.html#