That's not true. After the Taobao seller opens the Taobao credit card payment, you can use the credit card to pay to the Alipay platform first, and then you can transfer the money to the seller's account after receiving the goods and confirming the payment.

Alipay shopping process:

1. After the buyer finds the goods he likes, click Buy to pay. After payment, the money is directly transferred from the buyer's account to the Taobao account.

2. After the buyer pays, the seller shows that the payment has been made, and the seller asks the courier company to send the goods to the buyer;

3. After the buyer receives the package sent by the seller and confirms that there is no problem with the product, he directly transfers the money from Taobao account to Alipay account of the seller.