Car companies don't necessarily need to use credit cards. Standard pre-authorizes vehicles with a price of 5,000 yuan or less, and supports the use of domestic debit cards (myself or others).

First, the automobile company qualification:

Before renting a car, please make sure that you meet the following conditions and hold the following documents:

1. Age requirement: at least 18 years old.

2. Document requirements:

When you pick up the car for the first time, please show the originals of the following documents:

(1) My valid ID. Domestic customers: second-generation ID cards. Hong Kong and Macao customers: Mainland Pass for Hong Kong and Macao residents (Home Visit Permit). Customers in Taiwan Province Province: Mainland Pass (Taiwan Pass). Foreign customers: passport, visa/residence permit.

(2) My valid domestic driver's license

(3) Valid credit card (1)

A valid credit card refers to a credit card issued by a bank in China within the validity period, or a magnetic stripe foreign card issued by a foreign bank with the signs of VISA, Master and JCB;

When I have a credit card and a sufficient credit line, I can rent all the models; If I don't have a credit card, I can guarantee through my relatives and friends who have a credit card that all models can be rented.

(4) From the second car rental, you only need to show the original driver's license, and you don't need to provide identity documents; Pre-authorized vehicles with a standard of 5,000 yuan or less support the use of domestic debit cards (myself or others).

Second, the use of credit cards.

Pre-authorization, deposit and fee payment

1. Auto companies accept credit cards and domestic debit cards.

2. Pre-authorization and deposit:

When picking up the car, please brush the corresponding credit card pre-authorization or deposit according to the model I rented.

(1) For vehicles above RMB 5,000 (excluding): pre-authorization by credit card; When the lease period exceeds 15 days (inclusive), please swipe the credit card deposit.

(2) Vehicles below 5,000 yuan (inclusive): credit card pre-authorization or debit card deposit; When the lease period exceeds 15 days (inclusive), please credit card deposit or debit card deposit.

Pay by UnionPay Express, and brush the pre-authorization before picking up the car. When the lease term reaches 15 days, the pre-authorization will automatically transfer the deposit.

Extended data

Statement of claim of automobile company

1. All economic losses and consequences caused by the following situations and the failure of other insurance companies to compensate shall be borne by the renter himself, so please avoid them:

1, report for more than 48 hours;

2. Driving a vehicle after drinking;

3. Driving an unlicensed vehicle;

4. Driving a vehicle with a driver's license that has not been verified within the time limit;

5. Drive away after the accident.

2. If the vehicle has an accident, please pay attention to personal safety, and immediately call CAR Inc.' s 24-hour hotline 400-6 16-6666 to turn 3 to report the case and collect the claim materials. Complete claim materials can save the waiting time for the lessee to claim:

1. When the renter returns the car and submits the complete claim information, the renter does not need to pay the fees payable by the insurance company such as car maintenance, but only needs to:

(1) Pay the losses borne by the Lessee within the insurance responsibilities listed in the above table, as well as all the responsibilities and losses outside the insurance responsibilities (if the Lessee has purchased exclusive services, the tire losses outside the insurance responsibilities can be exempted);

(2) Advance the loss of the third party and return it to the renter after the insurance company completes the claim settlement; (If the third party agrees to designate a maintenance unit in CAR Inc to determine the damage and maintenance under the full or main responsibility of the Lessor, the Lessor is not required to pay the fees in advance).

2. If the renter can't provide complete claim information when returning the car, please withdraw the minimum maintenance deposit 1500 yuan according to the expected loss of the car, and the deposit will be refunded within 3 days after the renter submits the materials (the arrival time is subject to the bank).

Auto company-car rental qualification

Automobile Company-Statement of Claim

[img] CAR Inc. Can I rent a car without a credit card?

Yes, although CAR Inc needs to pay pre-authorization to freeze funds, it can also be said to be a deposit, which needs to be prepaid by the renter's credit card or debit card.

As for when you can use a credit card and when you can use a debit card, CAR Inc' s car rental regulations mention: use UnionPay express payment method to pay, brush the pre-authorization before picking up the car, and the pre-authorization will automatically transfer the deposit when the lease period reaches 15.

1. Auto companies accept credit cards and domestic debit cards.

2. Pre-authorization and deposit: When picking up the car, please brush the corresponding credit card pre-authorization or deposit according to the type of car you rent.

(1) For vehicles above RMB 5,000 (excluding): pre-authorization by credit card; When the lease period exceeds 15 days (inclusive), please swipe the credit card deposit.

(2) Vehicles below 5,000 yuan (inclusive): credit card pre-authorization or debit card deposit; When the lease period exceeds 15 days (inclusive), please credit card deposit or debit card deposit.

Extended data:

The pre-authorization funds for car rental are mainly used to advance the following funds:

1, fines for automatic punishment for road violations (such as running a red light);

2. Compensation for minor vehicle faults/accidents;

3. Rent generated during the lease period and possible extension.

Description of service rules of automobile companies.

The car company doesn't have a credit card. Is there any other way to rent it?

There are two ways to rent a car for the first time in CAR Inc:

1. The renter provides a credit card with a credit limit of more than 3,000 yuan.

2. If there is no credit card for renting a car, you need to provide a guarantor, and the guarantor also needs to provide a credit card with a credit limit of more than 3,000 yuan.

You don't have to use a credit card to rent a car for the second time. You can use a debit card.

Car company: I rented it for six days. When I picked up the car with my credit card, did I pay a deposit again, which was illegal? Is it from my credit card?

You can bind the credit card, which means that the merchant has pre-authorized the credit card, and if it needs to be deducted, it will be deducted from the pre-authorized amount. Even if you don't pay the deposit and illegal deposit when you pick up the car, CAR Inc will directly deduct the money from your credit card.

Extended data:

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

The main features of credit cards:

1. Cash deposit in advance is not allowed. You can spend first and then repay, enjoy an interest-free repayment period, and you can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.

2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.

3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

5. It can reduce the use of cash currency.

6, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

7. It can simplify the collection procedure and save social labor.

Can promote commodity sales and social needs.

Take CAR Inc as an example to tell you what credit card pre-authorization is?

I believe many card friends will experience this thing. For example, if you rent a car or stay in a hotel, the other party will ask you to swipe a credit card "pre-authorization" first, which will usually be unfrozen when you finally check out. However, not every merchant will unfreeze you for the first time.

For example, after renting a car, CAR Inc, for example, will ask you to brush the pre-authorization in violation of regulations, that is to say, if you violate the rules in the process of renting a car, the car rental company will deduct this part of the fine from your pre-authorization after collecting the ticket. If you don't receive the ticket within one month, then this pre-authorization will unfreeze you.

What is credit card pre-authorization? Has your credit card pre-authorization been unfrozen? But for most card friends, the concept of "pre-authorization" is not very clear. Credit card pre-authorization is a part of freezing customers' UnionPay credit cards when registering in designated consumption scenarios (such as hotel check-in and car rental service). ). Simply put, it is a form of "advance payment", which can be understood as "down payment".

So what is the credit card pre-authorization occupancy limit? Pre-authorization will occupy the available credit card limit, so pre-authorization cannot exceed the credit card limit. When the customer settles the pre-authorization, the pre-authorization will be cancelled. If there is no pre-authorization settlement (such as cash or other settlement methods), credit card pre-authorization will generally be "naturally unfrozen" after 30-45 days (the time limit of each bank is different). After the pre-authorization is cancelled, the frozen amount on the credit card will be restored in real time. In addition, because the pre-authorization only freezes the funds on the credit card and does not generate actual consumption, it will not generate handling fees and interest.

What should I pay attention to when using credit card pre-authorization in practice?

First of all, you should check the POS list carefully. When pre-authorizing a credit card, you should carefully check the information printed by the POS machine. The transaction type will be clearly marked in the Type column on the POS table. If it is a pre-authorized transaction, you need to read it carefully and sign it after confirmation. If not, you need to discuss with the merchant to modify the transaction type.

Some pre-authorization will list all the details and expiration dates of credit cards on the POS list, while the consumed POS list will generally be desensitized, such as omitting some fields of credit cards, similar to "622 1234" (different settlement channels are slightly different). Therefore, it is suggested that cardholders open the credit card SMS notification function, so that they can grasp their pre-authorization and consumption in real time.

In order to prevent the credit card from being stolen, the cardholder should also protect the card information. In particular, you don't need to enter a password to pre-authorize your credit card overseas, as long as you know your credit card, expiration date, verification code and other information.

It should also be noted that after completing the procedures of check-out and rent withdrawal, the cardholder should also consciously ask and confirm the relevant merchants to immediately cancel the pre-authorization, restore the quota, and eliminate possible risks and losses. Because if the pre-authorization is not revoked in time, the merchant can still deduct the money before "natural thawing". If the cardholder ignores it, it is not excluded that the merchant will deduct money from the frozen quota afterwards for reasons such as damage to the goods. Therefore, consumers need to be cautious when using credit card pre-authorization, so as not to leave a "back door" to bear the losses.

So much for the introduction of credit cards of auto companies.