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② The annual income is 50,000, but the average monthly income is about 4,000. When you go to the bank to apply for a credit card, it is best to provide the salary details for the three months (go to the bank where your salary card is printed and stamp it and the bank will stamp it) , the credit card applied for is three times the average monthly salary, which is between 12,000 and 20,000.
Based on the above information, if you apply for a CITIC Bank credit card, the approved limit should be between 12,000 and 30,000.
Generally, the credit limit is higher when it is processed on the roadside. My CITIC is also a Taobao co-branded card processed on the roadside.
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