If the credit card is in arrears, the bank will not freeze the account of the daughter-in-law, and the bank has no right to freeze the account. \x0d\① The court is the enforcement subject of the seized account, and it is unnecessary to apply to other institutions; \x0d\② The seizure of the account is an application to the court, and the court sends a letter to the bank requesting the seizure; \x0d\③ The bank freezes the corresponding account and sends a receipt to the court; \x0d\④ It is generally not more than six months to seal up frozen accounts; \x0d\⑤ If a suspected case is found in the account, it can be postponed once due to judicial needs, usually for three to six months; \x0d\⑥ If the account holder commits an illegal act, the account can be permanently sealed up; \x0d\⑦ After the account is sealed up, it will enter the execution stage, with the bank giving priority, and the remaining funds will be considered by the applicant.