The minimum repayment amount of a credit card refers to the minimum amount that the cardholder needs to repay before the repayment date expires. The statement will generally record the cardholder's current minimum repayment amount, due repayment date, matters needing attention and other information, and the cardholder may request the issuing bank to provide the statement according to law.

legal ground

Article 60 Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

The issuing bank shall provide information inquiry service, and publicize credit card products and services, instructions for use, articles of association, contracts (agreements), charging items and standards, risk warnings and other information to cardholders through bank websites, card manuals, electronic banking and other channels.

Article 61 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

The issuing bank shall provide reconciliation service. The statement should at least include the transaction date, transaction amount, transaction currency, name or code of the transaction merchant, repayment amount in the current period, minimum repayment amount in the current period, due repayment date, matters needing attention, service telephone number of the issuing bank and other elements. The specific form of reconciliation service shall be agreed by the issuing bank and the cardholder.

When the issuing bank provides the cardholder with service vouchers such as statements, it shall partially block the credit card number and shall not display the complete card number information. Except for the business vouchers printed by the bank counter for business.