After successfully applying for installment payment of the current bill, there is no need to repay the current bill, that is, the cardholder only needs to repay it before the next due repayment date.

At present, the bank provides 13 kinds of bill installments, and the corresponding handling fee rate for each installment is also different. See the figure below for the specific number of periods and handling fees.

Installment fee:

Cost per period =? Total installment principal? x？ The handling fee rate of each period corresponding to the number of periods.

There are mainly the following application methods for bill installment:

1. Log in to mobile banking to apply for bill installment.

2. Log in to personal online banking to apply for bill installment.

3. Call the 24-hour customer service hotline to apply for bill installment.

4. Edit SMS application

5. Credit card WeChat official account application

Among them, the two bills are in stages and can only be applied through mobile banking and bank APP channels.