Since we can’t open source, we will find ways to reduce expenditures. First of all, a car is a means of transportation. It is okay to have it, but it is not impossible to not have it. You can consider selling the car and returning the money to the bank. The house must be kept. Plan your consumption every month. Try not to use anything that is not particularly needed. When buying, you must learn to control. In a few months you will find that you have saved money. Give it a try.