1, call cancelled

You can call the 24-hour customer service hotline at 800-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Counter cancellation

If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Extended data

Shanghai Pudong Development Bank credit card application conditions:

1. The applicant must be at least 18 years old, hold a mainland identity card and have full capacity for civil conduct (if applying for a supplementary card, the applicant should be at least 13 years old, but be related to the main cardholder);

2. It has a legal and stable source of income and solvency;

3. The credit status is good, and there is no bad credit record in the credit investigation.

It should be noted that the higher the credit card level, the more stringent the conditions, especially the income requirements.

If the customer's annual income after tax is more than 30,000 yuan (inclusive), he can apply for a new VISA gold card, accelerated points gold card, Fortune Star gold card, tourist gold card and co-branded card.

If the annual income after tax is more than 50,000 yuan (inclusive), you can apply for simplified version of VISA Platinum Card, accelerated points Platinum Card and co-branded card gold card.

After-tax annual income is above 6.5438+0.2 million yuan (inclusive), and you can apply for VISA Platinum Card Standard Edition, Zunshang Platinum Card and Joint Platinum Card.

How to cancel the credit card of Shanghai Pudong Development Bank

Call the customer service number of Shanghai Pudong Development Bank, switch to the manual voice service according to the telephone prompts, and ask the salesman to cancel the card for you. Or if the user's credit card has no arrears, it can be handled at a bank outlet. If the credit card has not expired, the user can apply in advance and then cancel the account at the bank outlet. Pufa Credit Card has all the basic functions of ordinary credit cards, including more than 20 million at home and abroad.

Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Second, according to the relevant laws of our country (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards), credit cards refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.

3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Four. app; application

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Five, the application method is generally by filling in the credit card application form, the contents of the application form generally include the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

Six, the application form is attached with a credit card contract, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement of the authenticity of the information and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

How to cancel the credit card of Shanghai Pudong Development Bank

1, calling card cancelled. You can call the 24-hour customer service hotline at 800-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Counter card cancellation. If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

3. The cooperative bank cancels the card. You can go to China Bank, China Industrial and Commercial Bank and other banks that have cooperative relations with Shanghai Pudong Development Bank to apply for cancellation of credit card business.

Credit card cancellation method of Shanghai Pudong Development Bank

There are two main ways to cancel the credit card of Shanghai Pudong Development Bank.

1. Customer service called to cancel the credit card.

You can call the 24-hour customer service hotline 400-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Cancel the credit card at the counter.

If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

: 1. Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. You can enjoy various discounts and apply for photo cards for free.

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

2. The credit card of Shanghai Pudong Development Bank is a kind of credit card that is settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB. With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount).

3. This card can enjoy the interest-free repayment period of consumption while experiencing the new life of consumption in the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses. You can apply for a supplementary card for your family. The supplementary card and the main card share the same credit line, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.

How to cancel the credit card of Shanghai Pudong Development Bank?

There are two main ways to cancel the credit card of Shanghai Pudong Development Bank.

Customer Service Telephone Cancellation of Credit Card You can call the 24-hour customer service hotline at 800-820-8788 to apply for cancellation of credit card. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Cancel the credit card at the counter.

If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Cancellation of the credit card of Shanghai Pudong Development Bank, whether in other places or not, can be applied by phone or at the counter. However, to apply for cancellation of a credit card, you need to meet the premise that the credit card can be cancelled before you can cancel it by phone.

Call the customer service phone of Shanghai Pudong Development Bank Credit Card, enter the information according to the prompt, and cancel the account. It's just that the credit card customer service phone of Shanghai Pudong Development Bank may not be connected.

Another traditional method is to cancel at the bank counter:

(1) Carry valid certificates, such as ID cards and credit cards.

(2) Get the reservation number from the bank and queue up.

(3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application.

(4) Then close the credit card account.

Shanghai Pudong Development Bank's credit card sales are almost such a process, and cards can also be sold in different places.

I like cards.

How to cancel the credit card account of Shanghai Pudong Development Bank?

If the cardholder does not want to use the credit card, he can cancel the credit card in the following ways:

1. Telephone account cancellation: Cardholders can directly call the customer service hotline of Shanghai Pudong Development Bank, and then go through the formalities of credit card account cancellation after being transferred to manual customer service according to voice prompts.

2. Account cancellation at outlets: Cardholders can cancel their accounts at any local outlets of Shanghai Pudong Development Bank with their ID cards and credit cards.

3. Online account cancellation: the cardholder can log in to official website of Shanghai Pudong Development Bank, and after logging in to the personal center, follow the page operation to complete the credit card account cancellation procedures.

Extended data:

Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. If it is necessary to cancel the bank account due to the cancellation, merger, migration and other reasons, the account should be cancelled at the bank where the account is opened.

When the unit cancels the account, it must check the balance of the deposit (loan) account with the bank, and then settle the deposit (loan) balance with the relevant documents issued by the unit, and return all kinds of blank and important documents.

After the account is cancelled, all problems arising from the failure to return blank important vouchers shall be borne by the account cancellation unit. When a current savings depositor wants to cancel his account, he should take out his passbook and cancel it.