Ping An All-in-One Account is a bank card that combines a credit card account and a deposit account. After the card is activated, the corresponding annual fee will be charged, and the credit account will be automatically used when swiping the card. Deposits will be included in the deposit account to realize intelligent financial management. It should be noted that Ping An Bank needs the bank to verify that Ping An All-in-One Account is a bank card combining a credit account and a deposit account.

What's the difference between a bank card and a credit card?

The difference between the two is that the functions are different, the term is different, the annual fee is different and the interest is different.

① Different functions: the main function of a bank card is to deposit and withdraw money; Credit cards are mainly used for consumption.

② Different term: Credit cards are usually used for five years, while bank cards are used for five years, ten years or even no term.

3. Different annual fees: annual fees for bank cards are charged according to bank regulations, and credit cards are charged according to grades.

Interest is different: money in the bank can earn interest, but credit cards can't.