There are many reasons why credit card face-to-face interviews are rejected, because the relevant regulations of each bank are different, but the reasons for face-to-face interviews are almost the same. The following are some reasons for refusing a face-to-face visa.

The first category, incomplete documents. For example, the ID card or valid certificate is expired, or the salary proof materials are not prepared or lacking. These are the main reasons why the documents are not approved, so the face-to-face signing is basically hopeless.

Second, the income is too low. If a person applies for a credit card, the first thing that matters is personal income. If the income is the lowest average wage in the region, it is also the most common problem to refuse the visa in person. In particular, the salary is about 2000 yuan, but the application for credit card limit is about 5000 yuan or more, which is likely to be rejected.

The third category, the image problem. When you go to the interview, you must pay attention. If you wear slippers and vest to the interview, it will leave a bad impression on the staff, so the interview is more likely to fail.

Fourth, there are too many credit card applications. A person can have several credit cards, but too many credit cards will also lead to the disclosure of personal information during the interview, which will also lead to the failure of the interview.

The fifth category is frequent personal credit inquiry. If a person intensively inquires about personal credit information for a period of time, it may also make the bank feel that "this person is very short of money", thus causing vigilance.

The sixth category, the contact information is not my real name. In the process of approving credit cards, it is very important for banks to check the information with the applicant by telephone after checking whether there are past overdue records, personal work, income level and so on.

Extended data:

Credit card applications will also be restricted by some external factors. For example, due to the restriction of bank outlets, if the bank applying for a credit card does not have a local outlet, it will be more likely to be rejected, because many bank credit card applications now need to be signed in person, and even in the process of online processing, there will usually be special staff to collect information at home, and then go through the follow-up review process.

References:

N reasons why credit card applications are rejected-People's Daily Online