Is the final approval rate of Everbright Credit Card high? According to user feedback, it mainly depends on the applicant's personal qualifications. As long as the applicant's personal credit record is good, the final approval rate of Everbright Credit Card is not low.
When checking for China Everbright Bank credit card, it shows Approval, indicating that the submitted information is being reviewed and approved. There are two stages for the online application for China Everbright Bank credit card: pre-approval and final approval.
If you have passed the pre-approval, you must bring your original ID card and application materials as soon as possible and go to any Everbright Bank counter in person for final review. After passing the final review, you will be informed at that time whether you have passed the final review. After passing the final review, the card will be sent by mail to the mailing address you filled in (for individual card types: the business travel card is collected through real-time card collection at that time, and the card is activated in real time and can be used immediately).
Credit card review process:
Review the submitted materials: copies of identity documents, original work certificates, original salary and income certificates, whether the application form is complete, and if there are any deficiencies, please remind us Supplement;
The proof of employment is the proof of the work unit you filled in at that time: work permit, or a written proof of employment stamped with a financial or personnel seal (someone has been working in our unit since what month and what year - —Work in a certain unit; hold a certain position. This is certified)
Enter the credit reporting stage: verify whether the customer’s identity information is consistent with the ID card information database and query the personal credit reporting system;
< p> Telephone verification: Call the applicant and his/her employer to verify that his/her information and organization information are true and reliable;After verification, a credit card will be sent to the applicant.
Credit investigation failed. This is generally the reason, and the specific reason will not be shown. All are reviewed by machine.