How to check the limit of different Bank of East Asia credit cards and the introduction of various levels of credit cards

The Bank of East Asia was established in Hong Kong in 1918 and is the largest independent local bank in Hong Kong. In March 2007, Bank of East Asia (China) Co., Ltd. ("East Asia China") was established in the mainland and officially opened on April 2, 2007.

East Asia is the first foreign-funded credit card bank, but unfortunately it has never been a bright spot. In addition, it is a Japanese bank, so...

However, East Asia and Ctrip are close, and there has always been a Visa credit card "use the card to get gift certificates" campaign (Ctrip 100, 1000 gift cards).

1. East Asia Ctrip Platinum Credit Card

Now open one after another. Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Nanjing, Chengdu, Chongqing, Wuhan, and Suzhou can apply.

Annual fee: 2,000 yuan (any swipe of the card within 3 months of opening the card will be waived for the first year, and any swipe of RMB 50,000 or 12 swipes in the same year will be waived for the next year)

Main benefits:

Free Ctrip air tickets to the Pilot Plan: Valid for one year upon activation. 20% off additional services for purchasing air tickets, 10 free domestic security check passes

First challenge: 100 RMB off Ctrip air tickets every month, 7 days of overseas WIFI free of charge, 100 RMB off Ctrip hotels

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Domestic Challenge: Up to 3,000 air ticket cashback

Overseas Challenge: Electric toothbrush, hair dryer, Dyson vacuum cleaner, etc.

UnionPay White 1 Yuan Airport Parking

Buy one get one free at five-star hotel buffet is more advanced

Card protection service

High aviation accident insurance

Shopping at global authorized merchants is affordable< /p>

2. International Student ID Co-branded Card

Issued as a set of cards: UnionPay Platinum Credit Card (main card), International Student ID Visa Co-branded Credit Card (supplementary card)

The main card is a chip card and the supplementary card is a photo card. The ISIC co-branded card is valid for 3 years, and the international student ID card is valid for 1-2 years (depending on the user's application conditions and wishes)

It will be issued at the same time when applying. The two-place UnionPay platinum credit card (main card) is issued by the student/ Parents of international students or students/international students with suitable application qualifications must apply in person; ISIC co-branded cards (supplementary cards) must be applied by students/international students themselves.

The applicant for the main card must be at least 18 years old; the applicant for the supplementary card must be at least 16 years old;

The school must meet 12 weeks per year and 15 hours per week Class hours, relevant school admission notices or other student status certification materials (such as student ID cards, admission notices or school certificates) can be provided;

Students currently studying can include international students, traveling students who meet the credit hour requirements, domestic colleges and technical secondary schools College/high school (including international school/study abroad preparatory) students, graduate students/MBA (including in-service), etc.;

Bank of East Asia credit card amount inquiry

Tips for small finance: Bank of East Asia credit card holders Someone can call 400-8888-338 to check the credit card amount through the customer service hotline, and learn about the credit card account arrears, current available limit and other information anytime and anywhere.

BEA Credit Card Amount Adjustment

Xiaocai Tips: The Bank of East Asia's long-term credit limit will be adjusted regularly by Bank of East Asia, rather than the holder's initiative to increase the credit card amount.

But when you need a higher credit limit within a certain period of time when traveling abroad, moving to a new home, etc., you can call the customer service hotline to apply for a temporary increase in your credit limit. After the temporary limit expires, over-limit handling fees will be charged for the portion used that exceeds the credit limit.

What is the minimum limit for the East Asia Ctrip Platinum Credit Card?

The limit of the Platinum Card is generally a fixed limit of RMB 50,000 plus a temporary limit that is actively adjusted every month.

The basic functions of the credit card are the same. Can you swipe the card for consumption? During the initial review, the credit card limit is comprehensively assessed based on the information attached by the applicant when applying and the specific circumstances.

The starting point is ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars.

Generally, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan.

The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, the combined limit of the two parts can be used by swiping the card for consumption.

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. Electronic payment cards with full or partial functions such as consumer payments, credit loans, transfer settlements, cash deposits and withdrawals

Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and the chip, magnetic strip, and signature strip are printed on the back. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

There is no need to pay cash when making purchases with a credit card. Repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the specified credit limit. The so-called credit card generally refers to a credit card only.

Which foreign bank credit card is better? Comparison of credit cards of the four major foreign banks

Compared with state-owned banks, foreign banks have limited outlets, repayment channels and other factors, so the credit card business is not very prosperous . However, the four major foreign banks also have many credit cards. Let’s take a look at what credit cards the foreign banks have and which one is better.

There are four common foreign banks we have: HSBC, Standard Chartered, Citigroup and Bank of East Asia. These foreign banks have their own credit card products. HSBC mainly has life, travel and Premier credit cards. Standard Chartered Bank has only two types of cards: Zhenyi series cards and Chengcheng series cards. Citigroup has four types: gift card, light card, gift card and premium card. Among the four foreign banks, Bank of East Asia has the least credit card product, with only one, jointly with Ctrip.

So, which one is better among so many foreign bank credit cards? The comparison shows that Citibank has more cards that can be applied for, and gift cards and gift cards are more popular. The former has no annual fee, multiple points for designated purchases, and the mileage redemption ratio is 36:1. The gift card has an annual fee of 2,000 yuan, and the benefits and annual fees do not match. You can get it with no annual fee from a Chinese-funded commercial bank.

HSBC’s common credit cards include lifestyle cards and travel cards. The lifestyle card sign-up gift and the 9 yuan movie watching activity are quite good. It’s not enough that only those with local outlets can apply. This will exclude many people.

The Standard Chartered Zhenyi series is free of annual fees in the first year, and annual fees are waived for the next year if you make 10 purchases a year. The main benefit is 3 times the points earned by swiping the card, which can be exchanged for air miles. The redemption ratio is 12:1, and a maximum of 100,000 miles can be redeemed each year. The Zhencheng series card has an annual fee of 2,500 yuan, which is non-exempt in the first year. Annual consumption of 150,000 yuan can be deducted from the annual fee in the following year. You can enjoy 8 airport VIP services a year and 4 airport high-speed rail pick-ups a year. 3x points for credit card consumption and 1x points for online transactions. Considering the annual fee and benefits, this is a better foreign bank credit card.

As for the Bank of East Asia's unique East Asia Ctrip co-branded platinum credit card, the benefits are average, and the rate of card purchase by old Ctrip users is high, so it can be used as a supplementary card for Ctrip consumption.

Generally speaking, among foreign banks, Standard Chartered Bank has developed its credit card business better in China. If you want to apply for a foreign bank credit card, you can try the Standard Chartered Zhencheng series card. However, compared with Chinese bank credit cards, the overall benefits and price-performance ratio are average.

What is the limit of the East Asia Ctrip co-branded platinum card? How to activate after debiting the card?

The Bank of East Asia is a foreign-funded bank in Hong Kong, so many people are not familiar with it. However, Bank of East Asia and Qunar previously launched a co-branded card, which was welcomed by many people.

Following the Qunar co-branded card, Bank of East Asia has issued a Ctrip co-branded platinum card. The card is simple and elegant. It enjoys the perks of a platinum card and is free of annual fees. Many friends ask how much is the limit of the East Asia Ctrip co-branded platinum card. After purchasing the card How to activate is waiting for your answer.

East Asia Ctrip co-branded card limit

The East Asia Ctrip co-branded card should be a small platinum card, which can waive the annual fee. Generally speaking, the minimum limit is 30,000 .

However, according to feedback from netizens, the minimum purchase amount for the East Asia Ctrip co-branded platinum card is 5,000, and most of the card purchase amounts are 10-40k. Therefore, we can see that the limit of this East Asia Ctrip co-branded platinum card is Between 5k-50k, the most important thing depends on the individual's qualifications and the incoming materials.

East Asia Ctrip co-branded card activation

The application threshold for the East Asia Ctrip co-branded card is not high, and the application method is also very simple. However, if you want to activate it after downloading the card, you must strictly follow the process. Yes, there are two main ways to activate:

1. Make an appointment to collect the information. You can see it from the card registered letter sent, and then follow the prompts to make an appointment. After the appointment is successful, there will be work Someone will come to your door to activate your card.

2. Activate at an outlet. If you are not within the range of door-to-door appointments, you need to go to the outlet to activate by yourself. Bring your personal ID and card. If you need to import documents, you can bring the import information and choose the nearest one. Business outlets are activated.

It is not difficult to see from the above that although it is easy to apply for the East Asia Ctrip co-branded card, the main limit still depends on the qualifications, and there is a card for activation, which cannot be directly activated by mobile phone. The card looks very good. Friends in need can get it.

Which bank does the East Asia Ctrip co-branded credit card belong to?

The East Asia Ctrip co-branded credit card belongs to Bank of East Asia. Bank of East Asia is a bank registered and established in Hong Kong and is a foreign-funded bank.

What is the limit of the Bank of East Asia Ctrip Credit Card?

1. The limit of the East Asia Ctrip Credit Card is more than 10,000 yuan, and the maximum is not more than 100,000 yuan.

2. The East Asia Ctrip Credit Card is a platinum-level credit card with a relatively high annual fee of 2,000 yuan. In addition, the application requirements for the Platinum Card are higher, and if you don’t have more financial resources, you may not be able to apply.

3. High limit, low threshold and low interest rate

4. East Asia Ctrip Credit Card is a platinum card, with a limit generally above 50,000 yuan. The specific limit depends on personal qualifications. If you have good qualifications, the bank will give you a high credit limit. Those with poor qualifications will have lower quotas and may be rejected.

For more information about the Bank of East Asia Ctrip Credit Card limit, enter: View more content

This is the introduction to what the East Asia Ctrip Credit Card is and what types of East Asia Ctrip Credit Card it is. That's it. I wonder if you found the information you need?