Bank stop payment means that the bank suspends the use of bank cards or credit cards. Payments are usually stopped due to risky transactions. When a credit card is stolen, the bank stops payments on your credit card to help you reduce your losses. When debit card transactions are abnormal, the bank will stop payment on your bank card.
In fact, it is not easy for the bank to stop payment, and it will affect our credit report. Common types of credit card stop payments include lost cards, overdue credit cards, supplementary cards that require the main card to stop payment, and emergency stop payment cards for the current period, etc. If we encounter this situation at ordinary times, we should first call the customer service center of the bank and credit card to submit a stop payment application, and then go to the front desk of the card issuance center with my ID card, credit card, and credit card credentials to apply.
When the user's bank card payment is stopped, two problems generally occur. The cardholder's bank card or identity document is lost. Based on the application submitted by the cardholder, a decision will be made to stop bank card payment in order to ensure the security of the cardholder's funds. Another situation is that the bank will immediately stop the payment of the user's bank card due to suspected violations or fund security risks.
In short, no matter from which angle or for whatever reason, when a bank card is deactivated, which is what we call frozen, the funds in the bank card can only go in but not out. For example, if there are any illegal operations or illegal operations, when your bank card is stopped for payment, if you confirm that the problem is not with the cardholder himself, you can contact the bank's customer service in time and handle the payment stop procedures in accordance with the steps and requirements provided by the bank. . Generally speaking, the bank will generally lift the restrictions on the bank card after confirming that it has nothing to do with the person. Related questions and answers: