Credit card review is an audit method compared to the initial credit card review. After passing the initial review, the bank will also recheck the customer's application materials to ensure that the information collected is true and accurate and that the customer meets the application requirements of the card-issuing bank. After passing the review, the card issuer will decide whether to issue a credit card to the customer.

The credit card review process mainly includes the collection of customer information, review and comparison, abnormal real-name verification, data analysis, and assisted manual review for complex situations. During the review process, the bank will carefully verify the personal information, personal credit record, income certificate, occupation certificate, social security provident fund and other information submitted by the customer. At the same time, a comprehensive risk assessment will be conducted through data analysis and other means to ensure that customers can obtain final approval only when they do not have risks such as late repayment and default.

In order to increase the probability of passing the credit card review, customers need to carefully prepare various application materials before applying to ensure that the information provided is authentic and credible. In addition, customers are also required to maintain a good credit record, such as paying repayments strictly on time, etc., which will help increase the card approval rate. For customers who are rejected in the initial review, the chances of passing can be improved by asking for reasons for rejection, strengthening credit record repair, increasing family income, etc. In short, carefully preparing application materials and actively improving your credit history are very beneficial to passing credit card review.