Hello, for cardholders with good credit records, our bank will increase the quota from time to time. Cardholders can also apply to increase the fixed amount by themselves, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed amount.

Application method: Log in to the credit card online bank and click Account Management → Account Limit Management → Quota Adjustment.

In addition, the credit card limit is comprehensively evaluated according to the information attached to your application and the specific situation when you first determined it. However, the credit limit is not fixed, and will increase with the accumulation of your card consumption, repayment and card holding time. You can call the service hotline 400-820-5555 to increase the credit limit after 3 months, and we will apply to the relevant audit department for you according to your consumption index, repayment record and consumption habits. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates, and the audit department will evaluate your credit limit according to the attached materials. At the same time, you can also apply for a temporary line for emergency overhead telephone.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.