(1) An individual customer has only one unique account in our bank (excluding credit card and VIP account). Since August 20 17 1 day, the Bank has voluntarily reduced the annual fee and small account management fee of this account.

(2) If an individual customer applies for a double-free account (free of annual fee and small account management fee), he/she must bring his/her valid ID card, debit card or current passbook and apply at any branch of our bank.

Second, if you use ABC credit card.

(1) Premium Platinum Card? The collector's edition customers can exchange 6.5438+0.5 million points in the account for the annual fee of the main and secondary cards in the following year; The elite version is exempt from the annual fee for the following year if it is swiped for 30 times (the main card and the auxiliary card are accumulated separately). Customers who fail to swipe their cards can exchange 50,000 points in their accounts for the annual fees of the main card and the supplementary card.

(2) Small platinum series products? Small platinum products are exempt from the annual fee of the first year, and the annual fee of the next year is exempt from swiping the card 12 times (the main card and the supplementary card are accumulated separately). Customers who fail to swipe their cards can exchange 50,000 points in their accounts for the annual fees of the main card and the supplementary card.

(3) Personal gold/Puka? Personal gold card/ordinary card is exempt from the annual fee for the first year, and the annual fee for the next year is exempted after swiping the card five times (the main card and the supplementary card are accumulated separately). Gold card and ordinary card customers who do not meet the number of swipes can exchange 5000 points and 3000 points in their accounts for the annual fees of the main card and the auxiliary card respectively.

I. Debit card:

Individual customers have accounts that enjoy the policy of exempting annual fees and small account management fees, and there are other "contracted salary accounts, pension accounts, minimum living security accounts, medical insurance accounts, unemployment insurance accounts and housing provident fund accounts" as stipulated in the Notice on Exempting Some Service Charges from Banking Financial Institutions (J.F. [201] No.22).

Second, the credit card:

(1) If the annual fee policy of ABC is met, the system will automatically waive it. ?

(2) The annual fee is redeemed with points before it is generated.

(3) Retention policy for account cancellation. The new card is not activated or not used after activation or not activated after card replacement, and no annual fee is charged. The annual fee policy only applies to cards within the validity period. The head office regularly revises the annual fee policy.

reference data

Free service project of Agricultural Bank of China. Official website, Agricultural Bank of China [citation time 20 18-2-8]