CITIC Bank Taobao Card
CITIC Bank Taobao Card can greatly improve the efficiency of the card issuer's credit investigation and the success rate of card approval by binding the customer's Taobao account. If the applicant wants a larger credit card limit, he should try to submit more comprehensive personal information, such as: bank deposit slips, work certificates or business cards in the past six months. In addition, China CITIC Bank's credit card approval speed has always had a good reputation among cardholders. According to the editor's test, CITIC Bank's online credit card application will usually receive an acceptance text message from the bank within 24 hours, which is very efficient!
Application conditions
Chinese residents, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct and have good credit standing can apply for a personal credit card master card from the card issuer with their valid identity documents. .
The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. Supplementary card application materials must be confirmed by the primary cardholder's personal signature, customer service call recording, electronic signature, or a method mutually recognized by the cardholder and the card-issuing bank. The main cardholder can apply to cancel the supplementary card at any time.
Guangfa Bank True Love Card
The True Love Card issued by China Guangfa Bank is the first female-only credit card in China. Since its launch, the True Love Card has attracted many women with its unique 3x points model for selected merchants. Consumers can’t put it down. From this point, we can also see how much attention Guangfa Bank pays to female credit card holders. Therefore, female card friends can almost say that there is no obstacle when applying for Guangfa True Love Card, as long as the card friends can provide stable Proof of income and personal information, then this card will not turn you away.
Application conditions
Applicant qualifications: Any individual who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing can apply with his/her valid identity Please apply for a personal credit card master card with our card issuer.
China Merchants Bank YOUNY Card
College students who have just entered society are often rejected by banks when applying for credit cards due to factors such as low assets and unstable jobs. However, young people’s spending power and The potential for economic growth cannot be underestimated by card issuers. The Merchants YOUNG Card is a credit card product launched for this group of people. As long as a copy of the cardholder's undergraduate degree or above is submitted when applying, users can quickly get the credit card. For young people who have just started working, having a YOUNG card as their first credit card is a good choice.
Application conditions
(1) Chinese residents, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct, and have good credit can apply with Apply to the card issuer for a personal credit card master card with your valid ID. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time.
(2) Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. with independent legal person status that opens a basic deposit account in a financial institution within China can apply for a basic deposit account issued by the People's Bank of China. Apply for an organization card from the card issuer with the basic deposit account opening license and other supporting documents (if you need to apply for an international organization card, you must also have a foreign exchange settlement account). The qualifications of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.
(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit relevant supporting documents required by the card issuer, and agree to the card issuer's consent to any Relevant departments, units and individuals understand and inquire about the credit status of applicants, and retain and use relevant data.
(4) Based on the applicant's credit status, the card issuer decides whether to issue a card, whether to require the applicant to provide guarantee and the method of guarantee, determines the method and type of card collection, and the credit limit to be granted to the applicant, etc. . Unsuccessful application materials will not be returned.
(5) The ways in which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee.
The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).
(6) After receiving the credit card, the cardholder should immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions. Otherwise, the The cardholder is responsible for any losses incurred. The card issuer also provides cardholders with inquiry passwords and transaction passwords (i.e. cash advance passwords and card consumption passwords) through designated channels.