2. installment will not generate interest, but the bank will charge the corresponding handling fee. The rate standard for the 24th installment is: 15.6% (average 0.65% per month).
The total handling fee for the 24th installment =5500 yuan × 15.6%=858 yuan, and the monthly handling fee =5500 yuan ×0.65%=35.75 yuan.
Repayment per installment = principal per installment+handling fee per installment = 5,500 yuan /24 installments +35.75 yuan = 264.438+06 yuan.
3. The operation method of applying for staging is shown in the following figure (click to enlarge):