Current location - Trademark Inquiry Complete Network - Overdue credit card - I have an ICBC credit card with a limit of 6000! I spent 5500 dollars with my credit card. How to return the 24 th issue? How much do I have to pay for each installment if it is divided into 24 instal
I have an ICBC credit card with a limit of 6000! I spent 5500 dollars with my credit card. How to return the 24 th issue? How much do I have to pay for each installment if it is divided into 24 instal
I have an ICBC credit card with a limit of 6000! I spent 5500 dollars with my credit card. How to return the 24 th issue? How much do I have to pay for each installment if it is divided into 24 installments? A: 1. ICBC can choose 3, 6, 9, 12, 18, with a maximum of 24 issues. It can be divided into 24 periods.

2. installment will not generate interest, but the bank will charge the corresponding handling fee. The rate standard for the 24th installment is: 15.6% (average 0.65% per month).

The total handling fee for the 24th installment =5500 yuan × 15.6%=858 yuan, and the monthly handling fee =5500 yuan ×0.65%=35.75 yuan.

Repayment per installment = principal per installment+handling fee per installment = 5,500 yuan /24 installments +35.75 yuan = 264.438+06 yuan.

3. The operation method of applying for staging is shown in the following figure (click to enlarge):