The credit card has been overdue for many years and has been frozen. If it is returned, you do not have to go to the bank where the card was issued to cancel it. You can handle relevant business at your local bank nearby, instead of going directly to the bank that issued the card.

1. The credit card has been overdue for many years and has been frozen. If I want to cancel it, do I have to go to the bank where the card was issued?

After all, freezing and canceling are two different things. If your credit card has expired, it is best to repay the money as soon as possible. If you can't pay this amount, it will affect your personal credit record, and your life and work will be greatly affected in the future. After the credit card is overdue, it is best for you to repay the money. If you don't repay the money and then cancel the card directly, it will have a particularly bad impact on your life, and you may be blacklisted by the bank in the future. . You can also go to a local bank instead of going to the bank that issued the card.

2. Specific analysis

Nowadays, everyone may go to the bank or some websites to borrow money, but there are many people who cannot pay back the money after borrowing it, and then these people There will be overdue situations. If you borrow the money and fail to pay it back for a long time, the bank or relevant institutions will continue to call you to urge you to pay back the money. So everyone must not let this happen. It will not be of any benefit to you, and there will also be a lot of problems when you need to handle related business in the future. You don’t need to go to the bank to apply for the card, you can choose one nearby.

3. Conclusion

If you have decided to cancel your credit card, you must pay off the money you owe on the credit card. If the money is not repaid and you cancel the card directly, then you will be blocked by the bank. Moreover, if the credit card is not repaid, the bank will not handle this business for you. Therefore, everyone should also pay attention to these issues. After all, they are also very influential on you.