Required.

Shopping mall installment repayment handling fee (including verification code installment):

Customers can choose to divide according to business type 3/6/12/18/24/30/36/48/ 60 equal installments, each billing month is one installment, and the handling fee standards may be different for different installments. The handling fee is calculated based on a fixed proportion of the total installment repayment amount, and the proportion varies depending on the cooperative merchants or customer qualifications;

The bank charges the installment repayment fee in one lump sum or amortizes it according to the bill month according to different products. The fee is equivalent to 0-1.44 per period. If the installment repayment fee is allocated to the bill month, the customer will repay all the fees in advance. When amortizing the principal, you need to pay the remaining handling fee for the unpaid principal and the unpaid principal 3.

Extended information:

Relevant provisions of "Guangfa Bank Guangfa Mall Business Rules"

When the orderer applies to purchase goods with a one-time payment, he authorizes Guangfa The bank will deduct the full price of the purchased goods in one go from the Guangfa debit card or credit card or current passbook designated by the orderer.

When the subscriber applies to purchase goods by installment payment, he agrees that China Guangfa Bank will deduct the purchase price of the goods in installments from the credit card designated by the subscriber in his name.

The number of installments shall be subject to the application submitted by the subscriber and approved by China Guangfa Bank. The installment amount is calculated on an average basis by dividing the price required to purchase the goods by the number of installments approved by the bank, with the unit of month as the average (the amount payable per month is accurate to cents, and the RMB units after the cent are rounded up), the specific amount is in The installment amount shown on the subscriber's credit card statement shall prevail. ?

Guangfa Bank-Credit Card Installment Fee