Apply for a second card. The credit card amount should be the same as before, and then the amount of the second card should be the same as Jung in the application. Some succeeded, others failed. If you don't succeed, please see the second method.
Method 2:
If someone borrows all the financial electronic loans, they can reduce the credit card limit and pay it back in full. Someone succeeded like this. The disadvantage is that the handling fee is more expensive. My understanding is that if you can borrow, you can borrow. If you can't borrow it, it won't be flat! Such a borrowing operation is equivalent to activating it.
The above methods are for reference only. Some people can succeed, some people have tried, but they may not succeed! If these methods are not recognized, perhaps in the near future, ICBC's credit card quota and financial electronic loan quota are irrelevant and may become more difficult! For example, in the same bank, you have two credit cards, one with a limit of 10K and the other with a limit of 20K. To make the restrictions of these two cards the same, this is called leveling;
Leveling is to adjust the lower limit card to the same level as the upper limit card. According to the regulations of the Bank of China, you can't apply for increasing the credit card limit until you have used the credit card for six months. Relevant materials need to be provided when applying. The bank will evaluate and review the materials provided by users and the credit records of past consumption. Of course, when submitting materials, the social security certificate of assets such as housing provident fund is also a very useful condition. How to improve the credit card limit: There are three main methods to improve the credit card limit: curve limit improvement method, abandonment limit improvement method and continuous improvement method.
1. Curve credit line promotion method refers to the method that cardholders apply for multiple credit cards in China Bank to increase the sum of personal credit lines, thus increasing the credit line.
2. Giving up the credit line promotion means that the cardholder applies to China Bank for canceling the credit card or stopping using the credit card for a period of time on the grounds that the credit line is too low. Increasing the credit card limit in this way may not achieve the goal, so I suggest you use it with caution.