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What are the consequences of being sued for credit card default?
What will happen if the credit card is sued after it is overdue?

1. If it is enforced by the court, the bank account will be sealed up, the deposit in the account will be forcibly deducted, and the property such as the house will be sealed up and auctioned.

2. If the court can't achieve the goal through the above enforcement measures, your friend will be blacklisted, and you can't fly or take the high-speed train in the future, and the loan will be greatly affected in the future.

3. You may be fined or detained by the court.

4. In addition, the crime of refusing to execute a judgment or ruling, that is, "refusing to execute a judgment or ruling of a people's court if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.

Overdue credit cards usually have the following consequences:

1. Expenses such as overdue interest and liquidated damages will be incurred: interest will be calculated from the day when the credit card is overdue, which is generally five ten thousandths of the daily interest, and compound interest will be calculated monthly; The liquidated damages are generally 5% of the unpaid part of the minimum repayment amount.

2. Bad credit record: after the deadline, the personal credit report will produce bad records, which will affect the future loan application.

3. Possible criminal liability: If it is overdue for a long time and the overdue amount is large, you may receive a payment reminder from the bank; If the bank still fails to repay the arrears after being reminded, it may face criminal responsibility.

How much is the overdue credit card in jail

1. If the amount owed reaches more than 5, and is not returned for more than 3 months after being collected by the issuing bank twice, it should be regarded as "malicious overdraft" in criminal law and suspected of credit card fraud;

2. If the amount of malicious overdraft is large, and all the overdraft interest has been repaid before the public security organ files the case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law.

Legal basis:

Civil Procedure Law of the People's Republic of China

Article 125 The people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall state the name, sex, age, nationality, occupation, work unit, residence and contact information of the defendant; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense. If the defendant does not submit a reply, it will not affect the trial of the people's court.