Ping An Bank has many credit card products for users to apply for, and the annual fee for applying for credit cards has always been a concern of everyone. Some users asked Ping An Bank how to calculate the annual credit card fee. Then let's briefly talk about this problem for everyone, hoping to help after reading it.

How to calculate the annual credit card fee of Ping An Bank?

According to the classification, if the user handles the ordinary card, the annual fee of the main card is 100 yuan, and the annual fee of the auxiliary card is 50 yuan;

If the user applies for a gold card, the annual fee for the main card is 300 yuan every year, and the annual fee for the auxiliary card is 150 yuan;

If the user applies for a Platinum Credit Card, the annual fee of the main card is 2800 yuan, and the annual fee of the supplementary card is 1800 yuan.

In addition, the user will pay an annual fee of 300 yuan for the Safe Car Owner Card, which will be charged rigidly in the first year. However, if the annual fee in the current year is 30,000 yuan or more, the annual fee in the following year can be reduced or exempted.

Generally speaking, although the annual fee is charged, users can basically reduce it as long as their consumption meets the requirements. For example, China Merchants Bank can deduct the annual fee for the following year by spending six strokes, and some banks can also deduct the annual fee with points. For example, CITIC Bank Premium Platinum Card can deduct 45 points or 220,000 points+1 1,000 yuan.

The above is the answer to "How to calculate the annual credit card fee of Ping An Bank". Generally speaking, according to the credit card grade and the difference between the main card and the auxiliary card, the annual fee charged is different, and users can also consult the official channels on how to deduct the fee.

Is there an annual fee for Ping An Bank credit card?

Ping An Bank's credit card has an annual fee, and the specific rules for collecting the annual fee are as follows:

1. ping an bank credit card Capka annual fee for the main card 100 yuan/year, and annual fee for the auxiliary card, 80 yuan/year;

2. Ping An Bank Credit Card Gold Card Annual Fee 175 yuan/year, Sub-card Annual Fee 125 yuan/year;

3. The annual fee of Ping An Bank Credit Card Platinum Card is 2,800 yuan/year for the main card and 1800 yuan/year for the auxiliary card;

4. Ping An Bank credit card diamond card annual fee 10000 yuan/year, and sub-card annual fee 6000 yuan/year.

Ping An Bank's credit card has an annual fee-free policy:

1. In Ping An Bank's credit cards, some cards enjoy automatic annual fee exemption in 1 year, and the annual fee will continue to be reduced after the consumption reaches the standard in the second year. For example, Ping An Bank's Ctrip Platinum Credit Card has an annual fee of 480 yuan/year, and the annual fee will be automatically reduced in the first year. If you spend 12 times in that year, you can continue to reduce or exempt the annual fee. Ping An Good Car Owner's Card is automatically exempted from annual fee in the first year, and the annual fee can continue to be reduced after spending 6 times in that year.

2. Among the credit cards of Ping An Bank, some types of cards can be exempted from annual fees for life, such as Ping An Premium Card, Ping An No Card, American Express Yao Hong Card and MasterCard Platinum Card. In addition, as long as you apply for a platinum card before 65438+February 3 1 this year, you can also enjoy the annual fee-free treatment for life.

Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer. The main cardholder of Ping An Bank's credit card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

Is there an annual fee for Ping An Credit Card?

Ping An Bank has different annual fees for different types of credit cards. You can log in to Ping An Pocket Bank APP- Credit Card-More-Card Family Portrait to learn about the annual fee standards of different credit cards.

If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.

Reply time: 202 1- 12-27. Please refer to the latest business changes announced by Ping An Bank in official website.

How much is the annual fee for Ping An Credit Card? Ping An Credit Card Annual Fee Rules!

Nowadays, people's consumption habits have undergone tremendous changes in a subtle way, and credit card consumption has become a very mainstream consumption mode at present. For most cardholders, the maximum charge for credit cards is the annual fee, and many credit cards cannot be exempted from the annual fee. So how much is the annual credit card fee? Let's introduce the annual fee rules of Ping An Credit Card.

Ping An Credit Card Annual Fee Rules:

Ping An Platinum Credit Card: the main card charges 2800 yuan/year, and the auxiliary card charges 65438 yuan +0.800 yuan/year. The rigid annual fee of the main card in the first year can be exempted from 50% of the annual fee of the following year when the consumption reaches 150000 yuan in that year, and can be exempted from the annual fee of the following year when the consumption reaches 300,000 yuan in that year. The supplementary card rules are the same as the main card rules.

Ping An Bank Credit Card Gold Card: 300 yuan/year for the main card and 150 yuan/year for the auxiliary card. The main card is free of annual fee in the first year, and the annual fee in the next year is reduced by 6. Puka: the main card 100 yuan/year, and the auxiliary card 50 yuan/year.

Ping An Bank Insurance Credit Card Gold Card: the main card charges 300 yuan/year, and the auxiliary card charges 150 yuan/year. The main card is free of annual fee in the first year, and the annual fee in the next year is reduced by 6. Puka: the main card 100 yuan/year, and the auxiliary card 50 yuan/year.

Ping An All-in-One Account Gold Card: The main card charges 300 yuan/year, and the annual fee of the main card is exempted in the first year, and the annual fee of the next year is reduced by swiping the card for 6 times. Puka: the main card charges RMB 100 yuan/year.

Ping An Ctrip Business Travel Credit Card Gold Card: 300 yuan/year for the main card and 150 yuan/year for the auxiliary card. The main card is free of annual fee in the first year, and the annual fee in the next year is reduced by 6.

Puka: the main card 100 yuan/year, and the auxiliary card 50 yuan/year.

Ping An Bank Ping An Card Credit Card: the fee is 100 yuan/year (50 yuan handling fee is charged), and the annual fee is exempted in the first year, and the annual fee is reduced for 6 times in the following year.

Ping An Owner's Credit Card: 200 yuan RMB/year, and the first year's rigid annual fee. If you spend RMB 30,000 or equivalent US dollars in the current year, you can avoid the annual fee for the following year.

Ping An I Car Credit Card: 300 yuan/year, free of annual fee in the first year, and reduced in the following year after swiping the card for 6 times.

Is there an annual fee for Ping An Bank Card?

The annual fee is as follows:

1, standard universal card: main card: RMB 65 yuan/year-100 yuan/year; Supplementary cards: 40 yuan/Year -50 yuan/Year: Some cards have annual fee discount.

2. Diamond card: main card: RMB 1 10,000 yuan/year; Supplementary card: 6000 yuan/year.

3. Platinum card: main card: RMB 400-6000 yuan/year; Supplementary cards: 0-3000 yuan/year, some cards have annual fee discount.

4. High-end joint credit card: main card: RMB 400-600 yuan/year; Supplementary cards: 200-480 yuan/year, some cards have annual fee discount.

5. Standard gold card: main card: RMB 200 yuan/year -300 yuan/year; Supplementary cards: RMB 100- 150 yuan/year, and some cards have annual fee discount.

6. Original SDB gold card: main card: RMB 175 yuan/year; Supplementary cards: 125 yuan/year, and some cards have preferential annual fees.

7. Original 7.SDB Puka MasterCard: 65,438+000 yuan/year; Supplementary card: 80 yuan/year, some cards have preferential annual fee policy.

Extended data:

Ping An Bank announced on 2011in 2003 that it will provide a brand-new chip card upgrade service to its nearly one million UnionPay owner card customers in the near future, and the rights attached to the card will also be upgraded accordingly. It is reported that this is also the first owner's chip credit card in the industry, and this upgrade service is an important measure for Ping An Bank to create a "different" service experience.

In terms of vehicle safety, Ping An owners' credit cards are all equipped with luxury protection rights-vehicle accident insurance. If the cardholder drives himself, he can enjoy the driver accident insurance protection of up to 500,000 yuan; People in the same car can enjoy the accident insurance protection of up to 6.5438+10,000 yuan/person; Vehicle members (including drivers) can enjoy the accident medical insurance of up to 4,000 yuan/person, and this rights protection plan will escort the owners to ride safely.

Is there an annual fee for Ping An Bank Card?

1. Ping An Bank debit card has no annual fee.

Ping An Bank debit card ATM cross-bank withdrawals each 2 yuan; ATM cross-bank withdrawal in different places 2 yuan/transaction+withdrawal amount 5‰.

If the debit card account of Ping An Bank is less than RMB 1 000, the small account management fee of 2 yuan will be charged, but the account management fee can also be exempted if the payment institution or the third-party depository business of banks and securities is contracted.

Two, Ping An Bank credit card annual fee standards are as follows:

Puka MasterCard: 100 yuan/year; Supplementary card: 50 yuan/year.

Gold master card: 300 yuan/year; Supplementary card: 150 yuan/year.

Platinum credit card: the main card: 2800 yuan/year, and the auxiliary card: 1800 yuan/year.

Ping An Bank Credit Card Free Annual Fee Policy:

Ping An Bank's credit card Capka and gold card are exempt from the annual fee for the first year, and the annual fee for the following year can be exempted if the credit card is spent six times in the same year.

Ping An Bank Platinum Credit Card's rigid annual fee for the first year can't be reduced, and the annual fee for the second year can be exempted if it spends 6.5438+0.5 million yuan in that year, and it can be exempted if it spends 300,000 yuan in that year. The annual fee rules of the supplementary card are the same as those of the main card.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.

20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.

So much for the introduction of how Ping An Credit Card collects the annual fee.