China Merchants Bank credit card deducts five yuan per month: This fee should be 5 yuan/month for card security protection service.

Card security protection services include:

1. Provide SMS reminders for each transaction:

Exempt customers from card loss reporting fees incurred during the validity period of this value-added service , can be waived up to 2 times per month (worth 60 yuan/card/time);

Compensation will be paid for all transaction types of the credit card under the customer's name within 72 hours before the loss is reported (including online transactions, mobile payments, cash withdrawals, etc.) For capital misappropriation losses, the annual compensation limit is up to 100,000 yuan.

Card security protection business fee: 5 yuan per month, automatically renewed every month.

2. Validity period of card security business service:

If you apply for a subscription in the same month, the service will take effect on the 1st of the next month; if the deduction is unsuccessful for 3 consecutive months, the service will automatically expire;

The service can be unsubscribed. No fees will be deducted if you unsubscribe before the effective date; if you unsubscribe after the effective date, the paid fees will not be refunded. The service award will continue to be valid until the last day of the cancellation application month, starting from the 1st of the following month. No renewal if expired.

Extended information:

China Merchants Bank credit card functions:

No annual fee policy: Swipe the Gold Card 6 times to waive the annual fee for the next year (MSN package card , VISA-MINI card, VOGUE titanium card, NBA credit card (applied before April 2008), (Platinum card and unlimited card do not enjoy this annual fee exemption, and business credit cards need to be implemented in accordance with the agreement)

Cash withdrawal handling fee: domestically, it is 1% of the amount of each cash advance transaction, with a minimum charge of RMB10 yuan/transaction (from January 2009), and overseas, it is 3% of the amount of each cash advance transaction, with a minimum charge of USD3 yuan/ or RMB 30 per transaction (charged immediately upon withdrawal, regardless of city or location)

The maximum interest-free period is 18 days after the bill date.

Multi-account management: Daily limit bill repayment is guaranteed

Online payment: Alipay: single limit is 499.99 yuan, Taobao credit card payment function is not limited by amount, single-day limit. The maximum limit of a credit card (other websites depend on the limit of each merchant)

Merchant installment business: (in addition to the credit limit), interest-free installments (3 installments, 6 installments, and 12 installments) are supported for specific merchants.

Bill installment: Supports RMB and USD bill installments (including installment of unbilled transactions and issued bills)

To apply for RMB bill installment, the minimum application amount per time is not less than RMB 300. Yuan; when applying for US dollar bill installments, the minimum application amount per time is not less than US$100.

From the day after the bill date to the final repayment date, you can use customer service hotline, online banking, interactive text messages, ATMs, and mobile phones. Apply through various application channels such as banks, PAD Bank, and Pocket Life.

Billing dates: 3, 5, 7, 10, 12, 15, 17, 20, 22, and 25 of each month. , cardholders can change it every six months

Baidu Encyclopedia--China Merchants Bank Credit Card