Because the age 18-65 meets the requirements for applying for a credit card,

After the credit card expires,

The bank will approve whether to issue a new card according to the card usage.

If it meets the requirements, a new card will be mailed before the expiration.

The term of credit cards issued by domestic banks is generally 3-5 years. The specific period of validity and the procedures for card replacement at maturity depend on the regulations of the credit card issuing bank you apply for and the specific card type.

Many banks will automatically handle the card for you before the credit card expires 1 month and send it to the cardholder according to the original billing address. There is no need to pay any fees during the card replacement process. If you don't need to continue using the card, you need to call the bank customer service one month in advance to explain that you won't change the card, and then return the card and cancel the account. Some banks such as Shanghai Pudong Development Bank will re-examine the qualifications of cardholders, and those who fail will not renew their cards.

The validity period of a credit card is directly printed on the card face, which is indicated by "month/year" below the card number and to the right of the cardholder's name. For example, if the expiration date on the card face is marked as "10/ 16", it means that the credit card will expire on 20 16 10 3 1. The validity period of bank credit cards is generally 3 years, and that of individual banks is 5 years, counting from the date of card verification (generally printed on the card surface). After the expiration of the validity period, the bank will decide whether to let customers continue to use credit cards according to their previous use of credit cards.

But now many banks have automatic card replacement service, so as long as the credit card is used normally, the bank will automatically issue a new card to the cardholder when it is about to expire, and the cardholder only needs to pay attention to checking.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.

From 0: 00 on August 29th, 20 19, when using the credit card repayment function, 0. 1% of the actual repayment amount will be charged for each credit card repayment, and the user will pay both the repayment amount and the handling fee.